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Agentic-Ai

What Is an AI Agent? (And When Should You Build One)

Deep Dive · Apr 7, 2026 · 12 min read
Every vendor selling software right now claims their product is “agentic.” I’ve seen chatbots with a system prompt called an agent. I’ve seen a scheduled Python script described as autonomous AI. I’ve also shipped actual agents to production — at an insurance company, handling FNOL triage, policy lookup, and claims routing. The gap between what gets marketed as an agent and what you’d actually build is significant.
What Is an AI Agent? (And When Should You Build One)